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Citizens debt Advice

Acme Credit Consultants Ltd.

Acme Credit is the most trusted debt management company in London, UK accredited and regulated by the Financial Conduct Authority (FCA). We have a group of debt advisers that specialized in helping to pay off unsecured debts related to Credit Cards, Personal loans, Shop cards, and utility bills such as Gas, Electricity, and water. We also assisted clients with debt management services such as debt consolidation, mortgage solution, bankruptcy, full and final settlement, IVA services etc. So, if you are struggling with debt and want to get out of it, our Insolvency specialist can help you. For the past 14+ years, our expertise has enabled us to serve multiple clients and find a legal way out of every debt.

We operate with a motto to ensure you financially and our debt management consultants always strive for this. We understand how difficult it is to live with the debt every day. We make certain that everything is in order and that debt is resolved as soon as possible.

Let us help you in repayment of your debt

Schedule A Meeting Today

debt management service

Are you struggling with debt?

Don’t worry, our debt advisors will help you, send your contact info here.

How we help you

We ensure free, confidential debt advice with a money-back guarantee.

We are govt. a regulated firm providing services that comply with the laws.

We remain intact with you until you completely pay off your debt.

Our team studies your debt-related issues thoroughly and provides effective results.

Debt experts

We also campaign on your behalf to reduce the risk of problem debt and the harm it causes


We are reachable 24X7 for your help.

Our debt solutions

We offer the widest range of debt solutions to help, no matter what you’re dealing with.

  • Debt management plan (DMP)
  • Individual voluntary arrangement (IVA)
  • Debt relief order (DRO)
  • Bankruptcy 
  • Payday Loans
  • Debt Arrangement Scheme (DAS)
  • Business Debt Solution
  • HMRC Tax Debt
  • Manage Legal Money Claim

Our Services


UK Benefits

The important point to bear in mind is that Benefits income are NOT simply for the jobless.


Mortgage and DMP Plan

In summary, it’s certainly possible to get a mortgage whilst on a debt management plan


Improve Credit Report

If you apply for a loan, or any form of credit for that matter, then the first thing your lender



A default notice is a formal letter sent to you by a lender or creditor when you’re in arrears​


Bailiff Solution

A bailiff is an enforcement agent who may visit your home if you do not pay your debts​


Business Debt Help

If you are self-employed, or own a business any money your business owes is known as a business debt.​


Interest Only mortgage

If you’ve got an interest-only mortgage, urgently check if you will be able to pay the balance


Payday Loans

A payday loan is a short-term loan with high-interest rates, offered as fast-track small amount loans


Open Bank Account

There are various types of bank accounts that are suited to different customer needs. Learn how to open a bank account.


Credit Report & Personal Information

Understand credit report & its information associated with it​


Manage Legal Money Claim

If you have received CCJs, learn here how to manage legal money claims


Personal Guarantee

Guarantees and personal guarantees are important commercial documents.

debt (1)

Debt Collection​

There are different ways to collect unpaid debts. The time your creditor can take, their act


HMRC Tax Debt

If you cannot afford to pay your HMRC tax bill in full and on time, HMRC may agree to pay by installments.

What People Say About Us

Afaq Naeem
Afaq Naeem
I've been into debt problem, paying interest and getting calls/letters from creditors made me distress.Eventually I found ACME CREDIT CONSULTANT LTD.Now no more calls, no interest.I recommend everyone who has debt issues to be there into acme for free advice.
mo rahman
mo rahman
I have been working with Raj and ACME credit for a number of years. They have been very helpful and supportive during that time. Would highly recommend their services.
Jamshaid akhtar
Jamshaid akhtar
Thank you Raj Bhai for my help and advice for debt solution. I am very satisfied .
Sanila Gill
Sanila Gill
Always get solutions for my problems. Extremely satisfied.
Jen Firth
Jen Firth
I am very happy with the support & solution provided by Acme Credit. My debts are sorted because of their debt management plan and now I do not have to worry about them anymore. Mr. Rajnish is very professional and patient person. He answered all my doubts. very polite and non-judgemental I am definitely going to recommend if someone asks me to approach Acme credit for their debt problems. Jen
Prashansa Chourasiya
Prashansa Chourasiya
Mr. Rajnish is very professional and knowledgeable. His knowledge has helped me a lot with my debt problems and made me stress free.
Aqueel Bhaiji
Aqueel Bhaiji
I have been working with Acme now for over 10 years and the knowledge that Raj possesses within the Debt Solutions arena is unmatched in my humble opinion. The testament to their excellence is the fact that they are one of a handful of companies that survived the FCA shake-up of the sector a number of years back. Honesty, Fairness and doing the absolute best for their clients is foremost for Raj and his team.
Patricia Camelo
Patricia Camelo
Very Helpful & Extremely Supportive Staff. I was able to manage my debts more efficiently & I don't have to stress about them anymore. Highly Recommended!!

Why Choose Us

Experienced Advisors

Experienced Advisors

Our team has been providing Debt Solutions for the last 14 years. We have helped multiple clients across different domains to become debt-free and increase their credit scores. Our Advisors help clients to pay off debts without any compromise.

Govt. Recognized

Govt. Recognized

We know every day is tough to live with debt. Thus our approach is to start with a solution from the same day we receive your request. We are proud that our customers recognize us as one of the most punctual Debt management services providers.

Credit Counseling

Credit Counseling

Our team knows the client's constraint with the finances. We ensure that Credit Card Debt Counseling and other debt-related counseling are provided absolutely free. There are no hidden charges.
Lets find solution together.

Trusted Debt Solution

Trusted Debt Solution

ACME Credit is govt recognized and has helped more than 5000 clients to get rid of their debt. The practices, as well as methods which we follow, are appreciated by the clients. We don't include any hidden charges for debt solutions.

Punctual Services

Punctual Services

We know every day is tough to live with debt. Thus our approach is to start with a solution from the same day we receive your request. We are proud that our customers recognize us as one of the most punctual Debt management services providers.

24x7 Support Services

24x7 Support Services

Our chat and telephonic support ensures we are always connected with our clients. Our team is always ready to hear your doubts and resolve them in real-time. Don’t wait any further. Take the best guidance related to business now!

We are Here to Help You

Our debt advisors are available to assist you. 

get appointment

Get Free Debt Advice

Get help to pay off credit card debt . Schedule a meeting for free debt advice.


Get immediate help to clear debts.
Call our experts for debt


Send us an email. We will
contact you soon.

debt management solution

A Balance Approach

The best method to settle debt difficulties is to understand and fulfill the requirements of all concerned parties, including lending institutions.  Acme Credit Consultants Ltd works with all sectors of the industry, including major high street lenders and credit card companies, financial advisors, accountancy and insolvency firms, and government organizations. Acme Credit Consultants Ltd depends solely on high-quality relationships with major credit providers for the majority of its activities.

Because ACME has a strong reputation for proposing fair, reasonable, and appropriate debt solutions.

Professional Free Debt Advice

In recent years, insufficient understanding in the debt counselling profession has been a problem, with some firms promoting an inappropriate debt solution. Several government agencies authorise and regulate ACME Credit Consultants Ltd. We are dedicated to helping you find the best path out of debt rather than driving you into an IVA or bankruptcy. We understand that everyone’s circumstance is unique, and that debt management or debt consolidation may be the best option. We simply examine your position and provide you with the information you need to overcome your financial difficulties, so don’t be concerned.

From Our Blog

4 Methods to Manage Your Utility Bill Debt | Get Help & Advice to Pay your Gas or Electricity Bills
Received A County Court Judgement (CCJ) Form Letter- Learn How To Respond To A County Court Claim
Bailiff Action – County Court Judgement –  6 Tips to Stop It
Struggling to Repay Bounce Back Loan – Do not wind up company if you do not want to :
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For free guidance you can trust, we can help.

Secure Your Trust

Our motto is "Secure your Trust," thus we take great pride in providing excellent service to each client.

Professional Advice

We are committed to helping you find the best approach out of debt rather than pushing you into an IVA or Bankruptcy.

Balance Approach

We at ACME work with all sector of the industry including the major lenders on high street and credit card companies

Send Your Enquiries Here

Your information will remain confidential with us.