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Debt Management solution

Acme Credit Consultants
Debt Management Company

Acme Credit Consultants is one of the best debt management companies in the UK. We’re known for being really good at helping people and businesses deal with their debts. We’re approved by the Financial Conduct Authority (FCA) and specialize in providing debt relief solutions.

Our team of highly skilled debt advisors offers comprehensive debt advice, guiding clients through various financial challenges. Whether it’s credit card debts, loans, personal guarantee business loans, HMRC tax debts, invoice debts, CCJ debts, utility bills (such as gas, electricity, and water), or other unsecured debts, we have the knowledge and resources to assist.

At Acme Credit Consultants, we prioritize the financial stability of our clients above all else. Our debt management consultants are dedicated to delivering personalized solutions tailored to each client’s unique circumstances. With our commitment to efficiency and effectiveness, we strive to alleviate the burden of debt and help clients regain control of their finances.

For expert debt advice and reliable debt management solutions, trust Acme Credit Consultants to guide you towards a debt-free future.

Let us help you in repayment of your debt

Schedule A Debt Advice Meeting

Debt Management Solution
Don’t let debt overwhelm you, find a solution by sending a message.

Here's how we can assist you

debt management services

Personalised assessment for tailored debt management solutions and strategies.

Debt Customised plans

Customised plans designed to address your unique financial circumstances.

Skilled negotiation with creditors

Skilled negotiation with creditors to secure favourable repayment arrangements.

Practical budgeting guidance

Practical budgeting guidance for long-term financial stability.

debt management solutions

Government-regulated services ensure legal compliance, offering effective debt management solutions tailored to your needs.

Debt help

Continuous assistance until your debt is completely settled. We are reachable 24X7 for your help.

Our debt solutions

We offer the widest range of debt solutions to help, no matter what you’re dealing with.
  • Debt management plan (DMP)
  • Individual voluntary arrangement (IVA)
  • Debt relief order (DRO)
  • Bankruptcy 
  • Payday Loans
  • Debt Arrangement Scheme (DAS)
  • Business Debt Solution
  • HMRC Tax Debt
  • Manage Legal Money Claim
  • Bounce Back Loan Repayment

Debt Management Services

Business Debt Help

UK Benefits

The important point to bear in mind is that Benefits income are NOT simply for the jobless.

Business Debt Help

Mortgage and DMP Plan

In summary, it’s certainly possible to get a mortgage whilst on a debt management plan

Improve Credit Report

Improve Credit Report

If you apply for a loan, or any form of credit for that matter, then the first thing your lender

Credit Report & Personal Information


A default notice is a formal letter sent to you by a lender or creditor when you’re in arrears​

Bailiff Solution

Bailiff Solution

A bailiff is an enforcement agent who may visit your home if you do not pay your debts​

debt management company

Business Debt Help

If you are self-employed, or own a business any money your business owes is known as a business debt.​

debt management company in London

Interest Only mortgage

If you’ve got an interest-only mortgage, urgently check if you will be able to pay the balance

debt help

Payday Loans

A payday loan is a short-term loan with high-interest rates, offered as fast-track small amount loans

debt solution

Open Bank Account

There are various types of bank accounts that are suited to different customer needs. Learn how to open a bank account.

debt solution

Credit Report & Personal Information

Understand credit report & its information associated with it​

debt solution

Manage Legal Money Claim

If you have received CCJs, learn here how to manage legal money claims

pg guarantee

Personal Guarantee

Guarantees and personal guarantees are important commercial documents.

debt advice

Dealing with Debt Collectors

There are different ways to collect unpaid debts. The time your creditor can take, their act

debt solution

HMRC Tax Debt

If you cannot afford to pay your HMRC tax bill in full and on time, HMRC may agree to pay by installments.

What People Say About Us

Afaq Naeem
Afaq Naeem
I've been into debt problem, paying interest and getting calls/letters from creditors made me distress.Eventually I found ACME CREDIT CONSULTANT LTD.Now no more calls, no interest.I recommend everyone who has debt issues to be there into acme for free advice.
mo rahman
mo rahman
I have been working with Raj and ACME credit for a number of years. They have been very helpful and supportive during that time. Would highly recommend their services.
Jamshaid akhtar
Jamshaid akhtar
Thank you Raj Bhai for my help and advice for debt solution. I am very satisfied .
Sanila Gill
Sanila Gill
Always get solutions for my problems. Extremely satisfied.
Jen Firth
Jen Firth
I am very happy with the support & solution provided by Acme Credit. My debts are sorted because of their debt management plan and now I do not have to worry about them anymore. Mr. Rajnish is very professional and patient person. He answered all my doubts. very polite and non-judgemental I am definitely going to recommend if someone asks me to approach Acme credit for their debt problems. Jen
Prashansa Chourasiya
Prashansa Chourasiya
Mr. Rajnish is very professional and knowledgeable. His knowledge has helped me a lot with my debt problems and made me stress free.
Aqueel Bhaiji
Aqueel Bhaiji
I have been working with Acme now for over 10 years and the knowledge that Raj possesses within the Debt Solutions arena is unmatched in my humble opinion. The testament to their excellence is the fact that they are one of a handful of companies that survived the FCA shake-up of the sector a number of years back. Honesty, Fairness and doing the absolute best for their clients is foremost for Raj and his team.
Patricia Camelo
Patricia Camelo
Very Helpful & Extremely Supportive Staff. I was able to manage my debts more efficiently & I don't have to stress about them anymore. Highly Recommended!!

Why Choose Us

Experienced Advisors

Experienced Advisers

Our team has been providing Debt Solutions for the last 20+ years. We have helped multiple clients across different domains to become debt-free and increase their credit scores. Our Advisors help clients to pay off debts without any compromise.

Govt. Recognized

FCA Govt. Recognized

We provide prompt debt management solutions from the day we receive your request, earning us recognition as a reliable service by our customers. We are also certified by the FCA, a government-recognized accreditation..

Credit Counseling

Credit Counseling Service

Our team knows the client's constraint with the finances. We ensure that Credit Card Debt Counseling and other debt-related counseling are provided absolutely free. There are no hidden charges.
Lets find solution together.

Trusted Debt Solution

Trusted Debt Solution

ACME Credit is govt recognized and has helped more than 5000+ clients to get rid of their debt. The practices, as well as methods which we follow, are appreciated by the clients. We don't include any hidden charges for debt solutions.

Punctual Services

Timely Services

We specialize in providing timely debt management services. Our goal is to address your debt concerns promptly and efficiently, ensuring a smooth and timely resolution.

24x7 Support Services

24/7 Team Availability

Our chat and telephonic support ensures we are always connected with our clients. Our team is always ready to hear your debt doubts and resolve them in real-time. Don’t wait any further. Take the best debt guidance related to business now!

debt management solution

A Balance Approach

The best method to settle debt difficulties is to understand and fulfill the requirements of all concerned parties, including lending institutions.  Acme Credit Consultants Ltd works with all sectors of the industry, including major high street lenders and credit card companies, financial advisors, accountancy and insolvency firms, and government organizations. Acme Credit Consultants Ltd depends solely on high-quality relationships with major credit providers for the majority of its activities.

Because ACME has a strong reputation for proposing fair, reasonable, and appropriate debt solutions.

Professional Free Debt Advice

At Acme Credit Consultants, we understand that every client’s financial situation is unique. Therefore, we provide tailored solutions to meet the individual needs of each client. Our team of credit counselors will work with you to assess your financial situation and recommend the best possible solution to help you overcome your debt struggles. With our range of debt management services, including debt consolidation, mortgage solutions, bankruptcy, full and final settlements, and IVA services, we are well-equipped to assist with any type of debt problem. Our experienced debt advisors are committed to providing exceptional service and finding a legal solution that meets your unique needs. Contact us today to learn more about how we can help you overcome your debt struggles.

Our Latest Blog

Managing HMRC tax credit overpayments

Managing HMRC Tax Credit Overpayments: UK Residents’ Guide

Tax credits can be a lifesaver for many families in the UK, providing essential financial support. However, overpayments can happen, […]

Removing a CCJ for a Parking Ticket

How to Get Rid of a CCJ for a Parking Ticket

A County Court Judgment (CCJ) hanging over your head due to a parking ticket can feel like an insurmountable roadblock. […]

Struggling with Joint Debt

Struggling with Joint Debt? Get Help to Manage

Joint debt can be a big problem that impacts not only your money but also your relationships. Whether it’s with […]

Our Latest Stories

How to Improve Your Credit Rating Fast in UK

Here are some tips about improve your credit score or rating. Read our latest web story to know more about credit score. this story will really help you.

Does an IVA affect your Credit Rating

An IVA is a legal agreement between you and your creditors to pay off your debts. While it may affect your credit score, this will depend on several factors. Read more here about IVA.

Financial Advisers urgent warning to those with credit card Debt

UK’s best financial experts clarified how credit card deals could languish if the Bank of England strolls interest rates for the 7th time in-a-row – if you have debt already.

Cost of living crisis: How to manage debts

Get a complete guide on how to reduce or manage your debt in the cost of living crisis. Learn how to manage your money in difficult times, as well as how to keep up with essential bills and payment.

Closing a Limited Company with a Bounce Back Loan

Guide to closing a limited company with a bounce back loan. Simple steps for a smooth process. Learn about options, responsibilities, and expert advice on closing ltd company with bounce back loan.

How to Negotiate with Creditors for writing off Debt

Here are some general steps you can follow to negotiate with creditors. Negotiating with creditors to write off debt is a common way to try to reduce or eliminate your outstanding debts.

Debt Management Plan Pros and Cons

Are you struggling with high levels of debt? A A debt management plan
involves negotiating with creditors to lower interest rates and consolidate debts into a monthly payment.

5 Smart Strategies to Tackle Post Christmas Debt

Discover 5 effective strategies to tackle Christmas debt, from organizing repayments to exploring additional income streams. Take control of your post-holiday finances now.

Debt Respite Scheme (Breathing Space) guidance for creditors

Debt Respite Scheme (Breathing Space period) is intended to provide a period of respite for debtors who are struggling to manage their debts. Here is some point on what you need to do as a creditor.

How to declare bankruptcy yourself in UK

Declaring bankruptcy in the UK can be a difficult decision. Learn how to declare bankruptcy yourself in the UK with our simple steps. Seek professional advice before taking any action.

5 Steps that will surely Stop Bailiffs in the UK

Bailiff harassment in the UK is distressing, but there are ways to deal with it. Negotiating payment plans, challenging court orders, and seeking legal advice can help prevent or stop their actions.

Bounce Back Loans Eligibility Criteria for Sole Traders

Know, To be eligible for a BBL , sole traders must meet the various criteria. The BBL Scheme was a government-backed loan program designed to help small businesses affected by the COVID-19 pandemic.

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