Acme Credit Consultants Ltd
Other Debt Management Help We Provide
UK Benefits
The important point to bear in mind is that Benefits income are NOT simply for the jobless.
Mortgage and DMP Plan
Credit Report
Default
Bailiff
Business Debt
Interest Only mortgage
Payday Loans
Open Bank Account
There are various types of bank accounts that are suited to different customer needs. Learn how to open a bank account.
Credit Report & Personal Information
Manage Legal Money Claim
How Can We Help
We believe it is critical that we assist you in determining the best course of action for resolving your debt issues. To accomplish so, we’ll take the steps below. We always make sure we understand your problem before we can provide any assistance. As a result, we’ll conduct a thorough analysis of your financial condition. You can send all your creditors’ letters and phone calls to us. We’ll take care of it. We assess your financial condition on a regular basis to see whether we can increase or decrease your payments.
We Promise
Secure Your Trust
Our motto is "Secure your Trust," thus we take great pride in providing excellent service to each client.
Balance Approach
We at ACME work with all sector of the industry including the major lenders on high street and credit card companies
Professional Advice
We are committed to helping you find the best approach out of debt rather than pushing you into an IVA or Bankruptcy.
Our Services
A Balance Approach
Most of the work done by Acme Credit Consultants Ltd relies on high-quality relationships with major credit providers. Because ACME has a good reputation for recommending fair, reasonable and appropriate debt solutions. Its reputation among the lenders and the creditors can be very helpful when negotiating settlements or a Debt Management Plan.
Professional Advice
In recent years, insufficient understanding in the debt counselling profession has been a problem, with some firms promoting an inappropriate debt solution. Several government agencies authorise and regulate ACME Credit Consultants Ltd. We are dedicated to helping you find the best path out of debt rather than driving you into an IVA or bankruptcy. We understand that everyone’s circumstance is unique, and that debt management or debt consolidation may be the best option. We simply examine your position and provide you with the information you need to overcome your financial difficulties, so don’t be concerned.
From Our Blog
County Court Judgment (CCJ) – What is it and What can you do if you get a County Court Claim Form?
What is a CCJ? A County Court judgement (CCJ) is a court order that directs you to pay a loan or payment you owe towards a financial debt. It is just one of the actions your lenders can take, as one component of the debt collection process. If you receive a County Court claim form, …
Debt Management – A Suitable Option for Individuals Struggling to Repay Small to Medium Level of Debt
Debt Management is an effective solution for individuals, struggling with mental /psychological harassment of debt recovery companies for debt repayment. Also, it is a suitable solution for those who have small to medium levels of debt. It is hard to ignore large font recovery letters, court action threats and debt recovery call during daytime and …
Debt Management and Free Debt Advice
Introduction Some debt management plan providers also give debt advice, and it is important to adhere to it. If they do provide debt advice, this also comes under the FCA rules. Any debt advice a DMP provider gives you should be in your best interests (read “Reason why letter”). And that includes whether you are offered a …
Debt Worries you? Let Debt Problems be Dealt via a Suitable Debt Solution Plan
Money worries are common, but they shouldn’t take over your everyday life and mental peace. Find out what steps you can take to get them under control. Financial troubles and debt problems are often linked to anxiety and depression. This connection is understandable. If you are finding it hard to afford your repayment on credit commitments, …
Debt Worries you? Let Debt Problems be Dealt via a Suitable Debt Solution Plan Read More »
Tips on New Mortgage Loan or Remortgage of Existing Loan
If you prefer to take advantage of low rates on a new mortgage loan (First-time buyer / Buy to let or remortgage), the following point should be considered essential to find the right mortgage products. Choose Whole of the Market Mortgage Advisor Do not solely rely on a few high street banks for your mortgage, …
Tips on New Mortgage Loan or Remortgage of Existing Loan Read More »
HMRC Tax – Time to Pay Debt Solution
Introduction If you cannot afford to pay your HMRC tax bill in full and on time, HMRC may agree to pay by instalments. Sometimes, there may be a Debt Collection Agency on behalf of HMRC to collect tax bills. Debt Collection agencies can contact you to collect your HMRC tax bill from previous years. They …
Effects of Paying Minimum Payment on your Credit Cards
Introduction The minimum payment on credit cards only keeps you in debt longer, costs you money in interest, brings many money worries and could hurt your credit score. It is always good to keep a monthly budget of your income and expenditure to be in sound financial control, but it is a terrible plan to …
Effects of Paying Minimum Payment on your Credit Cards Read More »
Can your Unsecured Debt be Written Off? Know From our Expert
Introduction We have heard from various friends and adverts suggesting that your unsecured debt can be written off. It sounds too good to be true and most debt solution companies who offer formal debt solutions (especially IVA) entice people to take out formal debt plans. In many cases, it is better to take debt advice …
Can your Unsecured Debt be Written Off? Know From our Expert Read More »
Dealing With Debt Problems During Covid-19
Debt Problems During Covid-19 There is a continuous lockdown in most of the parts of the United Kingdom. This continuous lockdown caused severe damage to the economy and household incomes. This blog looks at what support is available during these difficult times and how you can deal with debt problems during Covid-19. There are over …
Do Not Pay Your Debts Intentionally – What Happens Next?
What Happens When You Do Not Pay Your Debts Intentionally. Many people I speak to have ignored their debts before they have resolved to contact us. As a debt advisor, I think half of our clients wait for more than a year or more before they decide to book a personal appointment with a Debt …
Do Not Pay Your Debts Intentionally – What Happens Next? Read More »
HMRC Time To Pay Arrangement Debt Plan
In this blog, we are going to discuss – HMRC Time to Pay Arrangement Debt Plan. HMRC Time to Pay (TTP) arrangement would allow struggling businesses to repay their outstanding corporation tax, PAYE/ NI, VAT and other HMRC liabilities in installments, rather than in one go. Usually, Time to pay arrangements last either 6 or …
How to Manage Debts of Someone Who has Died
It can be challenging to manage debt of someone who has died in your family or close relative who has passed away as you would probably need to go through lots of paperwork. You can also seek help from a debt advice service if you do not feel confident in dealing with problems of debt …
Credit Score – What Affects It?
There is no such thing as a ‘credit blacklist’. Instead, each lender you apply to will carry out its own assessment to determine whether to offer you credit. However, having a poor credit history will make it more likely that you will be turned down when you apply to borrow money, credit card, mobile phone …
Overdraft – How to Avoid Fee and Clear your Debt
In this blog, you’re going to get to the bottom of how you can legally avoid charges by paying off your overdraft debt. Without any further ado, let’s dive right into the tips. An overdraft account will certainly allow you to borrow money from your current account. Generally, there are fees associated with using an …
Overdraft – How to Avoid Fee and Clear your Debt Read More »
Changes to the UK Benefit System – Claim your Benefits
Are you struggling to pay your household bill and worried about managing less money due to changes in the UK Benefit System? If Yes, then It becomes essential to review your monthly financial statements to understand your income and expenditure and to check if there is any disposable income left. UK Benefit and Benefit Payment …
Changes to the UK Benefit System – Claim your Benefits Read More »
Our New TV Advert
Like our Facebook Page for latest news and posts Acme Credit Facebook page Follow Us on twitter @acmecreditt Debt Management Plans (DMP) ? Types and FAQ
Brexit and Financial Services UK
What would a No deal Brexit mean for your debt and money? Brexit makes us smaller than what we are in many ways – in trade, in business, in insolvency and in the ability to chase and collect debts. What is a No deal Brexit? A no deal Brexit would mean that the UK cutting …
HMRC PAYE Tax Arrears – Debt Management
If you have outstanding HMRC debts, whether it is Income Tax Obligation (PAYE), NI or VAT debts, you must deal with them as soon as possible. These are classed as concerning financial obligations (Priority debt). The repercussions of not paying them can be extremely serious and can lead to recovery action or enforcement action by …
Debt Management Plan for Company Directors
A basic principle of a limited company is that the Directors are not responsible for the company debts. However, in small to medium-sized companies it may not be that easy to keep your business debt and personal debt liability separate. Your debt liability can affect your company’s credit health as well, especially if you are …
Debt Management Plans (DMP) – Types and FAQs
If you’re struggling to meet regularrepayments on your credit commitments, especially on credit cards, personalloans, store cards or any other unsecured borrowings, a debt management plan(DMP) can take your debt burden off. But it can also make it hard to borrow money from lenders. This can affect your lifestyle and limit your financial spending. In …
Personal Finance Tips That Everyone Needs To Know
Financial times are hard, and you’re not alone if you’re feeling the results of the economy on your personal finance. While monetary issues can be devastating and stressful, they are not long-term. Below are ideas to help assist you with individual funding so you can leave financial obligations and/or start preparing for the future. If …
Personal Finance Tips That Everyone Needs To Know Read More »
Pocket Money – How to Teach Your Child Money Management
Child Pocket Money – How to Teach your Child Money Management How we behave around money as an adult and in family life is learned early on from our parents. Therefore, talking about money with your children at a young age will help them grow with better money management. There are many activities, which as …
Pocket Money – How to Teach Your Child Money Management Read More »
Become Debt Free by these Proven ideas
Become Debt Free by these Proven Ideas Money Management There’s no denying money can be slippery and difficult to manage, and debt is one of the topics that’s the most difficult to speak up about. But there is an answer to how to become debt-free. More people than ever are currently benefiting from suitable debt …
Debt Solution and Your Mortgage Options
What will happen if I sign up for the Debt solution plan and have credit defaults on my credit report? Many new and existing Debt solution clients have this query that they want to know about. There are a lot of mixed questions out there about mortgage options, whether it is possible to get a …
Council Tax Debt – Do Not Ignore – Debt Help
We all pay council tax. It does not matter if you are a homeowner or tenant, council tax debt is a long-term commitment to your income. You need to know three things: The valuation band of your property How much does your local council charge for that band? Whether you can get an exemption from …
Debt Management Plan – Living with It
Mr & Mrs Khan were on a Debt Management Plan for around 6 years before they finally cleared their debts in March 2018. This happened due to losses in their own business. They tried to inject personal capital, borrowed from their credit cards and loans to support their dying business. Their business eventually went down …
Debt Problems – What Creditor can do and can’t do
There are a lot of worrying thoughts and misconceptions about creditors, what they may do and cannot do during your debt problems. We hear from my clients that they are scared of debt recovery agents and Bailiff knocking on their doors. Debt Problems can create a lot of other family problems. Debt Problems must be …
Debt Problems – What Creditor can do and can’t do Read More »
Debt Solution – DMP – Why Acme Credit
What is the best way in managing your debt – Debt Solutions Debt Solutions, Our expert at ACME will consult you and relieve your debts to help rebuild a brighter financial future.We recognize that it is diligent work scratching together money wherever conceivable to pay a debt. ACME credit consultants would like to advise on …
Debt Management and Free Debt Advice & Appointment
How important will it be for a person if their debts are settled? I think “Very Important”. It is important to ensure you take debt management advice, and it is good to know that free debt advice is available. It is an ongoing repayment on using credit with high interest and charges. Sometimes, it can …
Debt Management and Free Debt Advice & Appointment Read More »
Repayment Arrears and Debt Collection
Repayment Arrears and Debt Collection You have been in repayment arrears with your debts for one month and more. If yes, have you received default notices, it is extremely likely that you will hear from a debt collection company. This is the first step towards debt collection in full by various debt collection companies. These …
Credit Report – Ways to be on Top Score
Everyone wants an excellent credit score on their credit report so that they can obtain credit when they need it most for personal and business purposes. Credit scoring takes years of your past credit repayment history to build, and if you have paid all your repayments on time, it is likely that your credit score …
Acme is Now Fully Authorized by FCA
Fully Authorized by FCA We at Acme Credit Consultants Ltd has now been granted full authorization from our regulator Financial Conduct Authority. We would thank all our associates and clients for their continued support throughout the whole process. We remain committed to enhancing our system and process to provide excellent customer services to our clients. Like our …
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Money Advice Service
To find out more about managing your debt and receiving free debt advice visit www.MoneyAdviceservice.org.uk
Further Additional Information
The insolvency service has produced a guide for people who are struggling with debt. This guide outlines each of the available solutions. You can download the guide by clicking the following link: Options for Dealing With Your Creditors.
