fbpx

County Court Judgment (CCJ) – What is it and What can you do if you get a County Court Claim Form?

What is a CCJ? A County Court judgment (CCJ) is a court order, which informs you to pay a loan or payment you owe towards a financial debt. It is just one of the actions your lenders can take, as one component of the debt…
Read More

Debt Management – A Suitable Option for Individuals Struggling to Repay Small to Medium Level of Debt

Debt Management is an effective solution for individuals, struggling with mental /psychological harassment of debt recovery companies for debt repayment. It is hard to ignore large font recovery letters, court action threats and debt recovery calls during day time and sometimes odd morning and evening…
Read More

Debt Management and Free Debt Advice

Introduction Some Debt Management Plan Providers also give debt advice, and it is important to adhere to it. If they do provide debt advice, this also comes under the FCA rules. Any debt advice a DMP provider gives you, should be in your best interests (read…
Read More

Debt Worries you? Let Debt Problems be Dealt via a Suitable Debt Solution Plan

Money worries are common, but they shouldn’t take over your everyday life and mental peace. Find out what steps you can take to get them under control.Financial troubles and debt problems are often linked to anxiety and depression. This connection is understandable. If you are finding…
Read More

Tips on New Mortgage Loan or Remortgage of Existing Loan

If you prefer to take advantage of low rates on new mortgage loan (First time buyer / Buy to let or remortgage), the following point should be considered essential to find the right mortgage products. Choose Whole of the Market Mortgage Advisor Do not solely…
Read More

HMRC Tax – Time to Pay Debt Solution

Introduction If you cannot afford to pay your HMRC tax bill in full and on time, HMRC may agree to pay by installments. Sometimes, there may be a Debt Collection Agency on behalf of HMRC to collect tax bills. Debt Collection agencies can contact you to…
Read More

Effects of Paying Minimum Payment on your Credit Cards

Introduction Minimum payment on credit cards only keeps you in debt longer, costs you money in interest, brings many money worries and could hurt your credit score.It is always good to keep monthly budgeting of your income and expenditure to be in sound financial control,…
Read More

Can your Unsecured Debt be Written Off? Know From our Expert

Introduction We have heard from various friends and adverts suggesting that your unsecured debt can be written off. It sounds too good to be true and most debt solution companies who offer formal debt solutions (especially IVA) entice people to take out formal debt plans.In…
Read More

Dealing With Debt Problems During Covid-19

Debt Problems During Covid-19 There is a continuous lockdown in most of the parts of the United Kingdom. This continuous lockdown caused severe damage to the economy and household incomes. This blog looks at what support is available during these difficult times and how you…
Read More

Do Not Pay Your Debts Intentionally – What Happens Next?

Many people I speak to have ignored their debts before they have resolved to contact us.As a debt advisor, I think half of our clients wait for more than a year or more before they decide to book a personal appointment with a Debt Solution…
Read More

HMRC Time To Pay Arrangement Debt Plan

In this blog, we are going to discuss – HMRC Time to Pay Arrangement Debt Plan, What is the aim of TTP Arrangement, our process of a Time To Pay Arrangement and the requirements of a TTP arrangement.HMRC Time to Pay (TTP) Arrangement would allow…
Read More

How to Manage Debts of Someone Who has Died

It can be challenging to manage debt of someone who has died in your family or close relative who has passed away as you would probably need to go through lots of paperwork. You can also seek help from a debt advice service if you…
Read More