In today’s volatile economic environment, many business owners face mounting debt and cash flow issues. But the good news is — you don’t need to close your company to regain control. At Acme Credit Consultants Ltd, we help businesses restructure their debts. We do this legally and efficiently, so operations can keep running smoothly.
Business debt restructuring means negotiating new terms for your company’s current debts. You work with lenders, suppliers, or creditors to make this happen. It can involve:
Extending payment terms
Reducing monthly repayments
Consolidating multiple debts
Freezing or reducing interest rates
Writing off part of the debt (in some cases)
The goal is to make your business debts easier to handle. We want to avoid insolvency or liquidation.
Yes. A good debt restructuring plan helps businesses keep trading and lower financial stress. At Acme Credit Consultants Ltd, we help UK businesses restructure debt by:
• Company Voluntary Arrangements (CVA)
Informal creditor negotiations
Debt consolidation loans
Time to Pay (TTP) arrangements with HMRC
Cash flow planning and turnaround strategies
• Struggling to meet monthly repayments
Relying on high-interest credit to cover essential costs
Facing legal action from creditors or HMRC
Using personal finances to support the business
If any of these sound familiar, it’s time to speak to a professional business debt adviser.
Acme Credit Consultants Ltd is a trusted name in the UK for debt help and financial restructuring. They offer:
✅ Expert Financial Analysis
We look at your business’s finances. Then we find the best restructuring options just for you.
✅ Negotiation with Creditors
Our skilled team can work with your creditors. This helps you get better terms. You can keep trading and lower stress and costs.
✅ Protection from Legal Action
We help put legal protections in place when possible. This gives you some breathing room from aggressive creditors or enforcement.
✅ HMRC Debt Solutions
Get expert help with HMRC arrears like VAT, PAYE, and Corporation Tax. This includes options such as Time to Pay arrangements or CVAs.
✅ Personalised Business Turnaround Plans
We create custom plans to stabilize, restructure, and revive your business. This helps ensure long-term growth.
1. Company Voluntary Arrangement (CVA)
2. Informal Arrangements
Negotiated repayment plans with one or more creditors without a formal insolvency process.
3. Debt Consolidation
Combine several debts into one easy loan. Enjoy lower monthly payments and reduced interest rates.
4. HMRC Time to Pay Arrangement
You can make a special agreement to extend your tax payments. This way, you avoid penalties and enforcement.
Avoid liquidation or administration
Retain control of your business
Reduce monthly outgoings
Improve cash flow and working capital
Protect your reputation and supplier relationships
Provide time and space to recover financially
Step 1: Free Consultation
Contact our expert advisers for a confidential, no-obligation review of your situation.
Step 2: Tailored Strategy
We’ll build a tailored debt restructuring plan that fits your business goals.
Step 3: Implementation and Support
We handle creditor negotiations and provide ongoing support throughout your recovery journey.
If you’re facing overwhelming business debt but want to continue trading, don’t wait until it’s too late. With the right support, you can restructure your debts without closing your company.
At Acme Credit Consultants Ltd, we help UK businesses regain stability. We protect their future and help them thrive.
📞 Call us today on 0208 568 9687
💬 Book a free consultation at www.acmecredit.co.uk
📧 Email us:debt@acmecredit.co.uk