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Effects of Paying Minimum Payment on your Credit Cards

Introduction Minimum payment on credit cards only keeps you in debt longer, costs you money in interest, brings many money worries and could hurt your credit score.It is always good to keep monthly budgeting of your income and expenditure to be in sound financial control,…
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Credit Score – What Affects It?

Credit Score – Things to Look for & What Affects It? There is no such thing as a ‘credit blacklist’. Instead, each lender you apply to will carry out its own assessment to determine whether to offer you credit. However, having a poor credit history…
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