A County Court Judgment (CCJ) is a court order that says you owe a debt. If you receive a CCJ, it is important to respond to it within 30 days.

County Court Judgment

Here are some tips for responding to a CCJ Letter:

Read the letter carefully and understand your options. Get help from a debt adviser if you need it.

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Be clear and concise in your response. Don't Ignore the CCJ Letter Send your response by the deadline.

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How to Respond to a CCJ Letter if you admit you owe the Debt

Fill out the reply form that came with the CCJ letter. Offer to pay the debt in full or in installments.

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If you are unable to pay the debt in full, provide evidence of your financial circumstances. Send the reply form back to the creditor by the deadline.

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How to Respond to a CCJ Letter if you Dispute the Debt:

Write a letter to the court explaining why you dispute the debt. Provide evidence to support your claim. Send the letter to the court by the deadline.

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How to Respond to a CCJ Letter if you need more time to pay:

Write a letter to the creditor explaining why you need more time to pay. Provide evidence of your financial circumstances.

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Ask for a payment plan that you can afford. Send the letter to the creditor by the deadline.

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If you are struggling to pay the debt, there are a few things you can do to get help. You can contact the creditor and see if you can negotiate a payment plan. You can also apply for a debt relief order or a debt management plan. If you need more help, you can seek help from a debt adviser.  For, Free Advice Call Now  0203 318 0990,  +44 7779648018